First Option Credit Union Ltd (FOCU) provides savings accounts, access and investment accounts, personal and car loans, home and investment loans, business loans, overdrafts, credit cards, foreign exchange products, financial planning as well as insurance services including home and contents insurance, motor vehicle insurance, caravan and boat insurance, landlord and travel insurance. The company was formed in 2005, when TAB Credit Union (NSW) merged with Flying Horse Credit Union (VIC). In 2008, Ericsson Credit Union (Ericsson Employees Credit Co-operative Ltd) joined the First Option Family. As of June 30, 2018, First Option had total assets of $207.571 million, loans and advances to members of $163.04 million, member deposits of $188.99 million and shareholders' equity of $14.3 million.

Head office address:
Level 4, 409 St Kilda Road
Melbourne VIC 3004
Phone number: 1300 855 675
Opening Hours
Monday - Friday: 9:00 am - 4.30 pm
BSB: 802 876
ABN: 95 087 650 735

Credit Union Branches:

Granville NSW
1 Memorial Drive, Granville NSW 2142

Mobil Oil Refinery VIC
Cnr Millers & Kororoit Creek Roads, Altona VIC 3018

Qenos VIC
Maidstone Street, Altona VIC 3018