Police Credit Union
Police Credit Union Ltd was established in 1970 to service the financial needs of South Australian police. Today, it has seven branches in South Australia and Northern Territory and offers award winning banking products and services to everyone including more than 40,000 happy customers with a member satisfaction rating and an employee satisfaction index of 94% and 91%, respectively. It offers savings and transaction accounts, term deposits, car, home and personal loans with competitive interest rates, renovation loans, lines of credit, business lending, low-cost credit cards, Visa debit cards, overdrafts as well as estate and retirement planning through Bridges Financial, phone and online banking, mobile banking app, domestic and international money transfers and more. It also offers affordable insurance products such as motor, caravan & trailer, boat, travel, business and property insurance. For the year ended 30 June 2023, Police Credit Union reported profit after tax of $6.9 million, interest income of $50 million, total assets of $1.3 billion, loans $1.06 billion, deposits of $1.15 billion and total equity of $112 million. PCU is a major sponsor of Crime Stoppers SA.
Number of members: 40,600
Number of employees: 100-200
Products and Services
Home Loans
Car Loans
Personal Loans
Investment Loans
Construction Loans
Credit Cards
Insurance
Everyday Accounts
Savings & Investment
Platinum
GO SiXTY PLUS
Business Lending
Financial Planning
Platinum package benefits:
No package fees on any home, investment or car loans
Priority loan approval – same day approval for car and personal loans
0.10% discount off selected home loan interest rates
0.25% discount off selected car loans and personal loan interest rates
$0 annual or monthly fees on all loans
Free online redraw
$0 account keeping fees for everyday banking and savings accounts
Unlimited free direct debits and branch withdrawals
Earn 0.10% above our standard term deposit rates
$0 card issue fee for a MyLimit Prepaid card (save $10)
Who is eligible?
Police Officers from any Australian Police Force
Police affiliated community groups (e.g. PASA, NTPA, Crime Stoppers SA, Police Legacy and Police Historical Society)
Ancillary employees of SAPOL and the NT Police Department
Police Security Services Officers
SAPOL or NT Police Cadets
NT Correctional Services Officers
NT Fire & Emergency Services Officers
Police Health Staff Members
Registered and Enrolled Nurses
All individuals employed by a healthcare provider as a Carer
Health Professionals (Doctors, Nurses, Physiotherapists, Occupational Therapists, etc)
South Australian Metropolitan Fire Service Officers
Spouse and children of Platinum members
Ambulance Workers & Paramedics:
St John’s Ambulance Officers
Ambulance Service Officers
FAQs
Better Banking with Police Credit Union is more than what we do with your money.
It’s also about always being ready to help you with any questions that you may have, because answers solve problems and that’s what helps you get whatever you want in life.
Can anyone join Police Credit Union?
Yes. Any individual, business or organisation is welcome to apply to become a Member of Police Credit Union and take advantage of our products and services.
Can I use my partner’s Member number and teleservice code?
No. Each Member has a unique Member number and associated telephone access or internet banking password. Our staff are trained to match each unique Member number and password.
How do I activate my new, replacement and/or renewal cards?
All new, replacement and renewal cards from Police Credit Union will need to be activated before use. This is an easy process and you can do so using multiple channels.
Can I use my card without activating it first?
No, to improve your banking security it is imperative that you activate all your new cards before use.
Police Credit Union customers can use over 2,100 ATMs across Australia with atmx by Armaguard.
Police Credit Union Branches
Police Credit Union - Adelaide
Police Credit Union - Mount Barker
Police Credit Union - Mount Gambier
Police Credit Union - Yorketown
Police Credit Union - Yarrawonga
Police Credit Union - Warradale
Note: All branches are closed Sundays and public holidays and branch hours may vary without prior notice.