Encompass Credit Union Ltd, established in 1953, was a member owned co-operative with about 19,000 members. It provided a broad array of products and services including Visa debit and credit cards, home and personal loans, car loans, mobile lending services, everyday and savings accounts, term investments, self managed super funds, general insurance, financial planning, foreign currency, internet banking, mobile banking, direct debit bill paying service, electronic funds transfers, E-statements, BPAY and other services. The credit union operated 4 branches of which three branches were in the Sydney metropolitan area and one in Hamilton, Newcastle. It was formerly known as Transrail Credit Union and changed its name to Encompass Credit Union in 1997. Encompass CU was headquartered in Surry Hills, an inner-city suburb of Sydney. As at 31 March 2016, it had $292.253 million in total assets.

In July 2016, Encompass Credit Union merged with Select Credit Union and become Select Encompass Credit Union.

Select Encompass Credit Union:
Central Railway Square
14 - 18 Lee Street
Sydney NSW 2008
Australia
Phone: 1300 13 14 20
Website: www.secul.com.au